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What can you do if you rolled your truck on private property and your insurance won't cover the damage because you didn't file a police report?
Wiki User
∙ 12y ago
Property related Accidents on Private property are not even under the jurisdiction of law enforcement anyway. It just makes no economic since to take an officer away from other duties to file an auto accident report when their is no dispute or injuries.
If your claim was denied for the sole reason of no police report having been filed, then I would consider that a frivolous denial. You should consider finding a more reputable Insurance Company.
The proper procedure is to submit a claim for the loss to your insurance companies claims department. If you feel your claim was denied unjustly and that your policy should cover then you may need to seek legal advice to enforce your rights under the policy.
Answerhow long has it been? how long did you wait to file the claim? any witnesses? does your policy have a ''no drunk driving'' endorsement? (some companies offer a reduction of premium with this endorsement ?which states more or less, 'you agree to not drive drunk, and if you do we won't cover the claim') if you have this endorsement, that is why the report had to be filed....do you have some excluded drivers on your policy? you will have an appeals Claus in your contract read it and file the appeal...if you could provide me with more info/details i can perhaps be of more/greater assistance.......Wiki User
∙ 12y ago
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Who pays for damage as a result of a car accident on private property in the State of Florida?
The At-Fault motorist (via their insurance) is liable for damage to property.
Would likely be covered under homeowners insurance but not by renters insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
What would likely be covered under homeowner's insurance but NOT by renter's insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Will liability insurance pay off your vehicle if it is totaled?
Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault. Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.
Is property damage liability car insurance required?
Property damage liability insurance is to cover the damage you may cause to someone else's property. Different states have different car insurance requirements and regulations. Further, some people get larger property liability insurance coverage than the minimum requirements.
How does property damage insurance work?
Property damage insurance covers damage to property, usually with exclusions. The insured pays monthly premiums and files a claim for any damage that the property receives. The insurer then sends out a claims adjuster to inspect and come up with a monetary amount for the damage.
If a tree does property damage who is liable?
Mother Nature would be the liable party, Unfortunately, she does not carry insurance. If your property is insured, Then your property Insurance Policy will cover the cost of damage repairs.
Can you drive a class b classified truck on private property without a cdl license?
With permission of the owner of the vehicle and the property, you could do so without legal consequences. However, if you did something to damage that vehicle or caused damage to property with that vehicle, insurance would reject the claim.
Damage to property cause owners neglect?
Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.
If i damage a car on private property do i have to pay?
Yes, Of course you have to pay if you are at fault. If take a gun and you shoot somebody on private property you will also have to pay for that? " Yes" . We are always responsible for damage we cause to another, whether accidental or intentional, on private property or public property.
Can I get Car Insurance that only covers liability and property damage?
Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.
What does property damage liability car insurance cover in an accident?
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
