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If you have met all the terms of your loan including insurance etc. then you have excellent grounds for a lawsuit.Impersonating a police officer is illegal under any circumstances and you should contact the local police and file a report against the repo co. and contact your states attorney general office.Remember to include the lender in both reports because this repo-moron is their agent so they are responsible as well.

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โˆ™ 2006-06-13 03:55:38
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Q: What can you do if your car was repossessed after two payments in the preceding months were never posted to your account yet the checks were cashed the repo guy called and impersonated a police office?
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Related questions

My car was not repossessed but the account was charged off what can happen?

Will be repossessed, be patient. You either pay off, or pay off. No longer able to make payments. They will repossess the car and sue for the difference. Sorry.

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An Adverse account means a delinquent account. An account that has not received on time monthly payments, or payments at all.

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Online payments must go to a bank account. Using a routing number for the bank being used and the account for which it is being placed.

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A delinquency usually refers to an account with late payments. The late payments report on the account for 7 years.

The part of the balance of payments account that lists all long-term flows of payments is called?

Balance of payments is a method that is used to monitor international monetary transactions over a specific period of time. The long term flows of payments is part of the current account.

A car was repossessed on the 13th and 3 days later you received a check for the amount of the payment you made 2 weeks earlier. The check was dated on the 13th the same day as the repo Is this legal?

Yes. They blocked your account from payments while the car was being looked for.

Can a car creditor who repossessed a car take money out of your bank without permission?

No one can take money out of your account without a court order. The exception being payments to the bank itself for administration purposes or penalties. These, however, would be set out in the initial contract.

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Payments can be made from out of the frozen accounts simply by authorizing the bank to transfer the money in the frozen account directly to the creditor.

Can you close your credit card account and continue to make payments?

No, what usaully takes place is that the credit card company freeze your credit card account and you continue to make payments

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If you have a free account you can just ignore it. If you have a Premium account and wish to cancel payments then you need to login to and visit the your subscription page from which you can click on "Go to the cancellation page" and continue to cancel the recurring payments.

If your car is about to be repossessed is it too late to make your account current with the creditors?

No, it is probably not too late. It certainly will help your credit either way. Call them immediately. Do not allow it to be repossessed if at all possible.

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A merchant account is a method that allows one to collect payments from customers. Typical merchant accounts will accept payments from Master Card, Visa and American Express.

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The cardholders statement of account is the itemized list of charges that have occurred for the month. This will also include payments for that account.

If an account is charged off but payments are current on the account can a lender repossess collateral?

If payments are current it would not be advantageous for a creditor to charge off an account nor in some cases legal. If there are arrearages on the account that is a different issue, as the account would be considered in default and property that was used to secure the loan could be seized.

Can your mortgage company attach your savings account if you are behind on payments?


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Can you still make Gottschalk's credit card payments on line?

go to and the will redirect you to gottchalks payments online. you will need your 9 digit account number to access your account. Hope this is helpful to you out there!

Can a creditor list your car as repossessed on your credit even if they have not repossessed it yet?

Looks like 2 choices here..they made a mistake and listed the wrong account OR they have more faith that they CAN and will repo it than you do...LOL

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In a bank reconciliation statement, receipts refers to deposits that have been made to the account in the given time period (received by the account). Payments refers to debits to the account such as ATM withdrawals and checks written.

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Balance of payments is a collection of accounts conventionally grouped into three main categories, with subdivisions in each. The three main categories are: 1) Current Account 2) Capital Account and 3) Reserve Account

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In order for a business to accept credit or debit card payments on their website, they must set up a merchant account. This is a bank account specifically used to accept those types of payments. In order to accept payments, a business must have a payment gateway. A payment gateway makes it possible to securely transmit data between the business' website and their merchant account.

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Can you get your car back if it was repossessed while the check was in the mail?

If you get the account current. Call the lender and ask. They will be the final answer on the subject.