You can ask them for one, but honestly, if it runs and gets you from place to place, it's a satisfactory vehicle. Life is full of little inconveniences; it's best to learn to deal with them.
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
Only if the insurance company believes it was your mom driving at the time.
No Way. Just like an auto insurance company writing full coverage on a wrecked automobile.
Insurance co. are not required to test drive any vehicle.
Yes, because they incurred the loss.
In most states, you will owe whats left owing after the ins. co. pays.
I totaled my Mustang and was able to buy it back from the insurance company. They gave me the Blue-Book value less my $500 deductable. They would not insure it after I repaired it, I had to switch insurance carriers to get coverage.
Have your car repaired through your Insurance Company on your policy. It is then their task to obtain the costs from the person that hit you.
Normally yes. Some companies may require proof that you have repaired the car and it is road-worthy.
Some insurance company. I forget what they are called.
Tesco, like Geico, is an insurance provider. Tesco, however is a UK company and as far as I know is only available in the UK. I would imagine they are comparable in that they want to be competitive and offer the same type of product.
They owe you for a rental vehicle, but it does not necessarily have to be, "comparable". It depends on the state. Some states will require that the vehicle have the same seating capacity, while others require that they only provide you with basic transportation. The type of vehicle is not a factor, so if you drive a Lexus, don't expect the insurance company to rent you another Lexus. Check with your state's Department of Insurance to see what the insurance company is required to provide you with.