0
The short answer is that cars are almost always rated by themselves and drivers are rated by themselves. The two ratings are then combined and additional factors are considered to come up with a final price.
A better question might be, "What car has the lowest (best) insurance rating." That car will probably be the cheapest to insure for teen drivers and older drivers. Of course, teens will pay more for their insurance overall, because car insurance is priced on more than just the car itself. If a driver is considered to be more risky because of the groups the insurance company decides they are in (e.g. teens, drivers with tickets and accidents, males, drivers with poor credit, etc.), they are probably going to pay more.
The links provide information most insurance companies use when setting insurance rates on different cars.
Wiki User
∙ 13y ago
Add your answer:
Earn +20 pts
Do teen drivers need special coverage in Florida Who provides valid Florida insurance for teen drivers?
Cost of insurance policies for young drivers depends on where you purchase your car insurance. Adding a teenage driver to your policy will probably make your premiums go up, but teen drivers are to be insured regardless. You will have to call around to see what is reasonable at several insurance companies to insure teen drivers and get the best quote.
Does Illinois have car insurance for teen drivers?
In answer to your question, teen drivers can get insurance in Illinois. However, they must be covered under their parents' auto insurance policy. The cost will be higher for the parents.
Do all car insurance companies in Georgia accept teen drivers?
Yes, car insurance companies in Georgia accept teen drivers. The best one that accepts teenage drivers is AAA. It has the cheapest prices and is the easiest for them to get on.
Who has the cheapest liability car insurance for teen drivers in America?
Check with your local insurance agent.
What is best way to insure a teen driver?
Shop for insurance companies that specialize in teen drivers. Compare their rates to adding the teen onto the parents insurance. Often adding the teen to existing insurance is the less expensive way to go.
Who has the cheapest liability car insurance for teen drivers for Texas?
Check with your local insurance agent in Texas.
Is auto insurance more expensive for teen drivers driving sports cars compared to regular vehicles?
Auto insurance rating multiplies the base insurance rate for a car times the factor for the driver. So a car which has bad experience, multiplied by teen driver (much more likely to kill someone in an accident), results in higher premium.
What is meant by Pennsylvania car insurance for new drivers?
New drivers can benefit from being on their parents insurance because their parents can take advantage of additional discounts that teen drivers wouldn't otherwise get.
Do they sell car insurance for teen drivers?
If you live in the state of Virginia then yes you are able to get car insurance with a valid drivers license. You can visit any auto insurance company and get more information.
Is there a car insurance program for teens in Pennsylvania?
Car insurance is available to anyone that has a valid drivers license regardless of age. Insurance for teen drivers is usually high because they do not have a lot of experience driving.
What insurance companies in Texas offer the cheapest rates to teen drivers?
The best place to buy car insurance for teen drivers is AAA. This website explains why it's the cheapest: http://car-insurance.findthebest.com/app-question/d/d/Texas/2406/Which-Texas-Car-Insurance-company-has-the-cheapest-rates-for-young-drivers%3F
Are there any car insurance companies in Texas who won't insure women drivers?
There are no insurance companies in Texas that won't insure women drivers. Every insurance company is to insure drivers including husband, wife, teen drivers, and people who drive your car on a regular basis.
