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What chapter should I file if my house has already been Foreclosured on and I fiiled chapter 7 7 years ago?
Wiki User
∙ 15y ago
Bankruptcy is handled in the Federal courts, in a district for your area. Some districts may use certain rules/definitions to help co-ordinate the process with local customs and laws, but the major things, like timing, are the same everyplace:
Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.
Wiki User
∙ 15y ago
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