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It would depend upon the identity of the "someone". For example, a collection agency working as an agent of the original creditor has the legal right to access the debtor's credit report. Likewise, does the IRS, state tax officials, the court if there is "just cause". An individual who uses fraudulent means of obtaining another person's credit information is guilty of a criminal felony. The person should be reported to the FTC and the justice department of the state's attorney general's office.

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โˆ™ 2006-03-25 02:31:24
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Q: What charges can be brought against someone who obtained a credit report on another person without their permission?
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