You should be able to contact your local insurance company to ask this question. It might depend on the class of your drivers liscense,the type of truck you are driving and the type of load you are carrying. Also contact your Dept of Transportation they can also tell you of the proper insurance you will need.
A Commercial Lines Representative is an insurance broker or agent that sells commercial polcies such as liability, property, business interruption, crime, etc.
A personal lines agent deals with homeowners and auto insurance. A general lines agent deals with commercial insurance, bail bonds, life, accident, and health insurance.
General Liability insurance is purchased through any insurer that provides commercial insurance lines coverage.
Yes
Generally no, and it could get a little interesting if you are running errands for your employer. Your personal auto insurance policy does not cover commercial use. You need a commercial lines policy, not personal lines.
Chimerical Insurance quotes can be obtained from any insurer that provides Commercial Lines Coverage Just call your insurance agent, use the yellow pages or search on line with your favorite search engine. .
Yes
You want to talk with a Commercial Lines Property & Casualty broker.
It is not likely you will find a single insurer with the best offering for both of these insurance categories. Construction Insurance is a Commercial lines Policy while Renters Insurance Is a Personal Lines Policy. That's kinda like trying to mix apples and oranges.
What your looking for is Commercial General Liability Insurance for contractors, not professional liability insurance.And Yes. Almost any Commercial lines carrier will provide CGL coverage as well..
Brandi Carlile - The Story
You need to be more specific. If a truck of some sort, the answer would be commercial lines.