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What costs will collision insurance cover if I am in an accident?
Wiki User
∙ 14y ago
It all depends on what insurance company you are with, what your driving record is, and how much or what coverage you have at that time. It can also depend on the age of the person in a collision and how long they have been driving. So the costs can defer in a few ways.
Wiki User
∙ 14y ago
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What will collision insurance cover in the event of an accident?
Collision insurance will cover any damages to your vehicle (or refund you the value of the car in the event that it becomes totaled) in the event of an accident. Collision insurance coverage typically only applies when you are the at-fault driver in the accident. Collision coverage covers any sort of collision whether it be with another car, a pot hole, a tree, a guard rail, a ditch, etc.
If someone is driving your vehicle which is covered with collision and has and accident and is at fault are you responsible for all damages and costs or will their insurance cover it?
== == == == Car insurance follows the car. If someone was injured they can go after the driver if they weren't the owner of the vehicle.
Can I get insurance to cover collision in Illinois?
You can get insurance to cover collision in Illinois. Simply check with your automobile insurance provider and add collision coverage to your coverage.
If an unisured driver has an accident in your car will your insurance still cover it?
Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)
Can you add car insurance after an accident?
Yes, but it of course will not cover the accident. Also adding collision or comprehensive is likely wasted money, due to the reduced value of the car.
If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
Do you have to report an accident to your insurance company if you are still paying off the loan?
Yes, especially if you want insurance to cover part of the costs involved.
Will car insurance pay for a car totaled in a DUI accident?
It should. If the "at fault" vehicle is insured, it's supposed to cover the victim's vehicle 100%. If the "at fault" vehicle has comprehensive and collision insurance that insurance is supposed to cover the at fault vehicle up to the deductable amount. Note that the drunk driver will loose his insurance and be required to get the VERY expensive DUI "insurance endorsment" since he/she is now in the highest risk bracket. BTW, when a drunk driver causes a collision it's not called an "accident". Accident is when things just happen. Driving drunk is the CAUSE of the collision and as such the collision is not called an accident. Call it a wreck, crash or just about anything else that takes away the implication of a random act.
What exactly is swinton car insurance?
"Like any other car insurance, Swinton car insurance offers insurance on cars so that if you get into a car accident, you have the insurance to cover you in costs."
Will comprehensive or liability insurance cover an accident that the driver tried to avoid an animal in the road and hit a tree?
Only collision coverage will cover a collision between your car and a stationary object.A collision between your car and a stationary object is always considered an at-fault accident. Striking an animal is always considered a comprehensive claim, and thus not at-fault.
Does insurance cover a car totaled in a wreck involving a DWI?
If you had collision insurance on the car at the time of the accident that should cover the value of the vehicle. Even if you were drunk you were still at fault and probably didn't crash your car on purpose.
Does comprehensive insurance cover personal effects lost in collision?
No, comprehensive insurance only covers damage to your car. Homeowners or renters insurance usually pays for personal effects lost as a result of a vehicle accident.
