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If your home is unlivable due to a covered loss, you would look to the portion of your policy that covers "Loss of Use" for temporary living expenses while your home is being repaired. Living expenses are generally limited to about 6 months to encourage the home owner to make the necessary repairs in a timely manner.
What else can I help you with?
What car insurance policy covers a drive by shooting?
under vandalism
What are the difference between the marine Insurance policy and insurance certificate?
A Marine Insurance Policy is the actual contract of insurance between the insurer and the insured. Most of these policies are what is being referred to a Open Marine policies which means that the policy covers many shipments under one policy. An insurance certificate is issued for a particular shipment that the insured declares under the Open policy. The insured does not issue a policy for each individual shipment.
Will your renter insurance cover when there was a damage in parking lot with your vehicle?
Of course not. Auto insurance has to cover your car and home insurance covers your home. Damage to you car is always covered under an auto policy. It is specifically excluded under your homeowner's rental policy.
What type of commercial insurance covers an employee causing damage at a 3rd party?
This would be covered under your general liability policy for your business
What is the benefit of having non owners insurance?
A non-owner auto insurance policy covers you from liability when you're not the owner of the vehicle. It is purchased per driver, so multiple drivers aren't covered under one policy.
What is covered by homeowners insurance if you are renting the house?
The dwelling Owners policy does not cover the property or liability of a tenant. Rental dwellings are covered under a Dwelling Policy that covers rental properties not a homeowners policy. If the tenant seeks coverage, the tenant must buy his own Renters Insurance Policy.
Job loss or death Is there any insurance that covers a family?
Yes, It's called a Life Insurance Policy for death, Job loss is covered in the U.S under Workers Unemployment compensation.
What does Ho-6 condo insurance do?
Ho-6 condo insurance covers damage to the homeowner's property which includes furniture, computer equipment and clothing. It also covers losses under the owner's master policy deductibles. In addition it provides coverage for improvements or upgrades as most master insurance policies only cover the condition and value of the home as it was at the time the policy is opened.
What are the different types of insurance policies available under house insurance?
The different types of insurance policies available under house insurance include homeowners insurance, renters insurance, and landlord insurance. Homeowners insurance covers the structure of the home and personal belongings, renters insurance covers personal belongings for tenants, and landlord insurance covers rental properties for property owners.
What is a paid up insurance policy?
A paid up insurance policy is a life insurance policy under which all life insurance premiums have already been paid, with no further premium payments due on the policy.
Does homeowners insurance cover storage for a corvette stored in garage?
No. Vehicles are covered under an Auto Insurance Policy, Not a Home Insurance Policy.
If your driver's license expires will you still be covered under your auto insurance policy?
If your driver's license expires will you still be covered under your auto insurance policy?
