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What else can I help you with?
If you are renting your home and living with your boyfriend at his home why won't your insurance company cover your home?
It is possible that you have to be occupying the house to be covered by insurance. They see it as unprotected by the owner and anything could happen to it. I cant possibly be the first person to try and insure a property Im not occupying. Homeowners insurance covers your home, and a house you are renting to someone else is not your home. It can be insured, but you need a different policy.
Homeowners Insurance?
form_title=Homeowners Insurance form_header=Protect one of your most important assets with homeowners insurance. Get the homeowners coverage options to suit your life. Do you already own homeowners insurance?= () Yes () No Does your current homeowners insurance cover flood damage?= () Yes () No () Don't have homeowners insurance Are individual items in your house, such as your TV, covered by homeowners insurance?= () Yes () No () Not Applicable Are you looking to get homeowners insurance or update your current insurance?= () Get Insurance () Update Insurance
How do you know if the dirt the house is built on is not part of the homeowners insurance coverage?
Earth movement is generally not covered under a homeowners insurance policy so that should answer your question. The only case it might be covered is if you purchase an endorsement to add coverage for earthquake. Remember that maintenance and faulty building is not covered under homeowners insurance.
Does homeowners insurance cover replacing windows that failed due to house settling?
No. Settling is not a covered cause.
What does homeowners insurance pay for in case of damage to your house?
Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.
What type of insurance coverage do you have for your house?
I have homeowners insurance for my house.
Does homeowners cover your house if your cars brakes goes out and it hits your house?
Yes, That would be a covered loss under most home insurance policies.
Does homeowners insurance pay off your mortgage if the house is lost to fire while under construction?
No. A homeowners loss while under construction is covered by the Builders Risk Policy.
If you move out of your house 30 days before closing the sale on it are you still covered by homeowners insurance?
The policy is 'in force' for the policy period as long as you still own the house.
What can you do if an uninsured driver hits your house?
File a loss notice with you Homeowners insurance Company. You should have no problem getting the damage to your home covered.
Why should you have insurance if it paid for house?
if you paid cash for the house do you need homeowners insurance
Will homeowners insurance cover the installation of a HVAC Unit if your house never has had one before?
NO, Your homeowners Hazard Insurance Policy does not pay for maintenance or other home upgrades. However upgrades should be reported to your insurer as they can be covered if damaged or loss occurs from covered peril on your policy. If your Insurer is not aware that you have added an HVAC unit it will likely not be covered if damaged.
