0
Probably Experian, but it doesn't really matter. the top 3 exchange info. so it will appear on all of them eventually anyway.
Wiki User
∙ 11y ago
Add your answer:
Earn +20 pts
Can you get a free copy of your credit report?
Yes you can. Consumer law states you can get one once a year from all three agencies and if you are turned down for a loan or credit. To get a credit report contact the reporting agency. I think you can order them on Credit Karma too.
Why is my student loan reporting a credit limit?
The credit limit is the initial amount of your student loan. It helps keep your student loan from skewing your debt to credit ratio which can lower your credit score and make it more difficult to get credit.
What is the difference between car loan and personal unsecured loan?
A car loan is a secured loan. If you don't pay the car loan, the lender can repossess the car. A personal loan is a loan based on your credit worthiness as judged by credit reporting agencies like Equifax. This "credit rating" is usually based on a FICO score, which views a variety of factors such as credit experience, lines of credit outstanding and payment history with other companies.
How can someone with bad credit successfully apply for a home loan?
Someone with bed credit can apply for the loan. For this the person has to clear all his previous dues in the concerned agency, then he may get successful for next loan.
Does a loan company that does a voluntary reposession have to tell you how much the car sold for at auction and then deduct it from your amount owed before they report it to a credit agency?
They should.You can dispute it with the credit agency.Send the credit agency a dispute letter .
Can you get a free copy of your credit report?
Yes you can. Consumer law states you can get one once a year from all three agencies and if you are turned down for a loan or credit. To get a credit report contact the reporting agency. I think you can order them on Credit Karma too.
Why is my student loan reporting a credit limit?
The credit limit is the initial amount of your student loan. It helps keep your student loan from skewing your debt to credit ratio which can lower your credit score and make it more difficult to get credit.
Does a parent's credit score affect student loan?
If the student loan is taken out in the name of the student then no. The student's credit score is separate from anyone else's. If the student loan is taken out in the name of the parent or with them as cosigner then yes - their credit scores would come into play.
What credit report agency does ford motor credit use to evaluate customers for a loan?
Experian
What do credit reporting agencies report and to whom?
Credit reporting agencies report your credit activities, such as paying bills on time, taking out a loan, etc. They keep track of this and make it available to anyone who requests it.
Will not paying for a timeshare give you a bad credit?
Yes. It is a debt and if defaulted on will most likely be reported to one if not all the major CRA's. Yes. It will affect your credit reputation. If you still have money on your bank account, it is possible that it can be collected through this. It can be reported to a credit agency as it is considered a debt. The effect on the owner is that he will have a bad reputation to lenders. Yes, it will give you a bad credit. If it will be reported to a credit reporting agency, you will have difficulty making a loan in the future.
What is the difference between car loan and personal unsecured loan?
A car loan is a secured loan. If you don't pay the car loan, the lender can repossess the car. A personal loan is a loan based on your credit worthiness as judged by credit reporting agencies like Equifax. This "credit rating" is usually based on a FICO score, which views a variety of factors such as credit experience, lines of credit outstanding and payment history with other companies.
Is there any law or authority on how a credit agency can score for a deffered student loan and this is not un unpaid loan just deferred?
No.
How can someone with bad credit successfully apply for a home loan?
Someone with bed credit can apply for the loan. For this the person has to clear all his previous dues in the concerned agency, then he may get successful for next loan.
How do you remove repo from credit if it belonged to someone else?
If the lender has no legal claim against you, that is if you were not a guarantor on a loan (maker or comaker), then the listing on your credit report is in error. You must request its removal in writing to the lender who has listed it and to the credit reporting agency who has it listed. They will have thirty days to either substantiate the debt and its listing, or have it removed.
How easy is it to get a online credit report?
Every year you are allowed to get 3 free credit reports online - one from each reporting agency. To access the reports go to www.annualcreditreport.com/ You will need to provide basic information about yourself such as your name, social, and possibly the name of a company you have a loan with for confirmation.
What types of online services does TransUnion offer on their site apart from credit reporting?
On TransUnion, you are allowed to put fraud alerts on your credit report. Also, you are allowed to have a personal loan. Plus, you are allowed to contact two other credit reporting agencies.
