Identity Theft Issues

What damage is done during identity theft?

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2010-02-13 05:21:17
2010-02-13 05:21:17

When most people think of identity theft they think about somebody stealing their credit cards or getting in to their bank account. Actually that's just some jerk wanting to go on a shopping spree at the expense of someone else

Financial identity theft is the easiest to detect and the easiest to repair but it only makes up 28% of all identity theft. Banks and financial institutions are required to carry identity theft protection by law for their clients. This is called The Red Flag Rule that came into effect Jan. 1 2008. The other 4 areas of identity theft are not so easily taken care of. Character/criminal, social security. medical and drivers license identity theft. It is usually 2-3 years before the victim even knows their identity has been stolen with any of these 4 areas.

People that can't get a drivers license whether it had been revoked or they are illegal aliens can buy a drivers license on the black market with your identity on it. If they get a Dui or any traffic violation. that goes on your driving record or on a warrant for your arrest. When your social security number is stolen they can take out bank loans and open up new lines of credit in your name and you would never know it until you applied for a lone and find out your credit was ruined.

Medical identity theft could even turn out deadly for the victim. Medical cards are being sold on the black market for around $500 each and are being sold to multiple people.

People can use them for surgeries, cancer treatments, blood transfusions and this goes on your medical records. Not only are you stuck with thousands of dollars in medical bills, your medical records show that you had medical procedures done that never happened. This could turn out deadly. Victims can spend years and thousands of dollars trying to repair their damaged identity.

Children have become a hot item for identity thieves. They are stealing their social security numbers and opening up lines of credit. Nobody ever knows it has happened until they grow up and try to open up their own line of credit or apply for student loans to find out their credit has been ruined.

There is only one identity theft protection agency that not only monitors your credit for anything suspicious, it completely restores it for you if you do become a victim of identity theft. It is Identity Theft Shield and it covers your whole family, even your children for $9.95-$12.95 per month. To find out more about Identity Theft Shield go to

http://www.family-protection-team.com

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