0
What do you do if a waitress added a tip to your credit card that was not authorized?
Wiki User
∙ 17y ago
First, make sure it's not the restaurant's policy to add a gratuity for a certain party size or cost of meal. Then, immediately dispute the charge with your credit card company so you can have it removed. Then you can either call and complain to the restaurant manager or file a police report in the jurisdiction of the restaurant's location. The crime could be considered a petit theft or a felony credit card theft charge.
Wiki User
∙ 17y ago
Add your answer:
Earn +20 pts
How long after an authorized user can you get your own credit card?
Being an authorized user no longer has an impact on your credit score like it used to. In the past, you were able to be added as an authorized user on a credit card, and all of the credit history and credit limit would be reported on your credit report as if it was your credit effectively obtaining unearned credit for the authorized individual. A few years ago the credit reporting industry changed, and no longer recognize an authorized user as credit responsible and therefore it has little to no impact on your credit score. If you would like to obtain credit from this card, contact the card issuer and request to be added as a joint user. If you are jointly responsible for the credit, it will report to the bureaus and impact your score. Approval is still required, but it is typically easier to be approved when you are already and authorized user on a card.
How much would it raise your credit scores if you were added as an authorized user on a credit card?
If you are an authorized user of another persons credit it has no effect on your credit at all. It will not raise nor lower your score. The credit card company simple issues you a card with your name on it and then holds the person who holds the credit with them responsible for any charges you make.
If a person has been added as an authorized user in the past on a credit card and the primary card holder has requested they be removed as an authorized user will the account discontinue being reporte?
Yes
What is an 'authorized user' of credit card?
When you get a card you can request to have another user on your card, they will get there own card, but it will be under your credit card. (Example: my hubby has a credit card and I'm an authorized user, so I have a card with the same acct number.) added note:- When adding an authorized user to your account, you are agreeing to any and all charges that person places on the account. If the authorized user chooses to abuse the account, such as making purchases beyond the amount that you are able to pay or by exceeding the limit of the card, the negative effects goes against the primary users credit. The authorized users credit is not affected at all and they are not responsible for payments. So be careful who you chose to add to your card.
Can a credit card company report bad credit on an authorized user's credit report after the death of the primary card holder?
if you are an authorized user on the card then you are responsible for the card too. so yes they can
Will the owners credit be impacted is an authorized user is added?
The owner and/or joint owner are solely responsible for the credit card. This includes everything from making payments, dealing with fraud, being reported to the credit bureaus, etc. If an authorized user abuses his/her credit spending, the responsibility still lies in the hands of the owner of the credit card.
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
If you have a credit card account and you added a family memeber but the cc company didn't need their ss number or birthday year just their name only does that mean it's not reported on their credit?
It depends on if they were added on as an authorized user or as a cosigner. If you just give permission for someone to use the card, then it will not appear on their credit report. However, if they sign on the card and agree to take responsibility for repayment, then it should appear on their credit report. If you sign for the card, they should ask for a social security number. My guess in your situation is that they were just added on as an authorized user.
Does the balance on a credit card show on your credit report if you are an authorized user on that card?
In a word, yes.
What can you do if you were added as an authorized used to a credit card and now the primary is saying you were not and reported fraud?
Somebody had to SIGN that authorization check at the bank for the signature
Does the credit score of an authorized user on your credit card affect your credit score?
No, the credit score of the authorized user will not affect the main cardholders credit score but the authorized users score can be affected as you can see creditcardideas.com/blog/adding-an-authorized-user-to-increase-credit-scores
In Oregon is a wife responsible for her husband's credit card debt if she is not a co-signer or authorized user of the credit card?
No.
