You can shop around for a company with lower rates.
The answer to this question is easy and is NO. You cannot insure a vehicle that you do not own. This is very important. If you did this and totaled the vehicle, the insurance cannot pay you for the damages because you do not own the vehicle and they cannot pay your Uncle because he does not have a contract of insurance with the insurance company.
No. You cannot insure something that you do not own. If you purchase insurance on a vehicle that you have no interest in the insurance company cannot pay you for any damage because you do not own the vehicle. They also cannot pay the owner because they have no contract with the insurance carrier. This is what is called material misrepresentation and will void all coverage on the vehicle. Do not get into this mess.
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