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You can shop around for a company with lower rates.

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โˆ™ 2004-08-06 09:53:39
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Q: What do you do if you cannot afford to insure your car in new state because insurance will triple but you still need to use your car?
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Can I insure a car titled under my uncle in Arizona?

The answer to this question is easy and is NO. You cannot insure a vehicle that you do not own. This is very important. If you did this and totaled the vehicle, the insurance cannot pay you for the damages because you do not own the vehicle and they cannot pay your Uncle because he does not have a contract of insurance with the insurance company.


where can I find good , cheap boat insurance?

Perhaps you should sell the boat, because it wasn't such a wise idea buying a boat when you're not even sure you can afford to insure it. If you can't insure it, that is no bueno.


Can you get car insurance on a car that is not in your name in Tennessee?

You cannot insure a vehicle that is not titled in your name. If you did and the car was totaled the insurance company would not pay you because you are not the owner of the car and they cannot pay the true owner because they do not have a legal contract of insurance with the company.


What is cost for driving insurance with no car?

You cannot legally be sold auto insurance if you have no car to insure.


Can you get insurance in your name with someone else on the title?

No. You cannot insure something that you do not own. If you purchase insurance on a vehicle that you have no interest in the insurance company cannot pay you for any damage because you do not own the vehicle. They also cannot pay the owner because they have no contract with the insurance carrier. This is what is called material misrepresentation and will void all coverage on the vehicle. Do not get into this mess.


Can someone else insure your car even if they do not live at the same address?

You cannot insure something you do not own and the address has nothing to do with it. The insured on the insurance policy must also be the owner of the vehicle. An insurance application and policy make up a legal contract. The contract states that you must own the vehicle insured. Lets use your example where someone else insures your vehicle. If the vehicle is damage in an accident, the insurance company cannot pay damages to the person listed on the insurance policy because they don't own the car. The also cannot pay you because you don't have a contract with them for insurance.


Can you insure a person and their car on your own insurance?

No. Unless they are your legal, current spouse you cannot do it for any reason. If you do and have a claim, the insurance company cannot pay you because it's not your car and they can't pay the other person, because they do not have a contract with them. No one gets paid and no refunds are issued because you lied on a legal contract.


How can you insure lamborghini?

Yes, you can pretty much insure any car if you can afford it.


Can you insure someone else's car that doesn't have insurance on it?

Again, you cannot legally insure a vehicle that does not belong to you. The insurance policy and application make up a legally binding contract and state that you must own the vehicle in order to participate in the contract of insurance on the vehicle.


Can i insure my ex-spouse's car on my auto insurance?

No. You cannot insure a vehicle that does not belong to you. If you were to add the vehicle without telling the insurance company that it doesn't belong to you there will be no coverage and any claim will be denied. You will have wasted your money.


Can you insure a car that is not mime and has no other insurance policy on it?

You cannot insure a vehicle that is not yours. Whether or not it has current insurance on it does not matter but the fact that it is not titled to you does make a serious difference. An insurance application together with the policy make up a legal and binding contract and it states in the policy that you must own the vehicle or have an insurable interest. In a situation where you lease the vehicle does give you insurable interest and allows you to insure a leased vehicle even though it is titled to the name of the bank or finance company who leases it to you. In one example where a problem would arise lets say that you have physical damage coverage on a policy and it a tree thereby causing a total loss to the vehicle. The insurance company cannot legally pay you for the vehicle because it is not titled to you and they cannot pay the bank or finance company because they do not have an insurance contract with then to insure the vehicle. This is just one example.


Where does insurance companies insure?

A better question you be what do they not insured. You can find insurance for anything you can think of. Some famous people even insure their teeth or face because of their good looks. Lloyd's of London will underwrite custom insurance policies for anything you want. Most companies insure Autos and Homes.


How many cars can you insure?

The question is, how much money can you afford to SPEND on insurance? Insurance companies are happy to sell more. As many as you own or in some cases, care, custody, and control. Make sure to tell your insurance company all of the people that will be driving your vehicles. You can't insure a vehicle that you do not own or have care, custody, and control of.


Who gets the claim money car owner or policy holder?

The car owner and the policy holder better be the same person. If not nobody will be able to get the money. You cannot insure a vehicle that you do not own. If you do the insurance company cannot pay the policy holder because they don't own the vehicle. They can't pay the vehicle owner because they don't have a contract of insurance with the insurance company.


Can one person insure two cars?

One person can insure as many vehicles as he/she can afford.


Can you get a policy of car insurance to drive your sons car?

The owner of the vehicle must have the insurance in their name. You cannot legally insure something that you do not own. You can be listed as a driver on the policy and therefore can drive the car with no problem. You never want to insure something that you do not own because any benefits cannot be paid to you because you don't own the vehicle and they cannot pay the owner because he doesn't have a contract with the insurance company. I have, under special circumstances made exceptions with permission from the insurance company. If you son was in Iraq for military service for example, I have gotten the insurance company to allow the son to give the father power of attorney over the vehicle by signed and notarized documents. The policy is still written in the son's name as it should be but it allows the father to sign the insurance application and handle the insurance.


What insurance company insure USPS postal vehicles?

they insure themselves


Can one insurance carrier issue two policies to insure one property?

No, two policies cannot be issued against a single property as per Insurance Law.


Can a person add their auto insurance to your policy with out your consent?

Of course not. Also note that you cannot insure a vehicle that you do not own. If you do the company will probably not pay a claim because you do not own the vehicle. They also cannot pay the owner of the vehicle for damage because that person does not have contract with the insurance company so overall you wasted the premiums. It is your responsbility to read your insurance policy and make sure the information is correct.


Hard to insure homeowner's insurance?

Hard to insure homeowners insurance could mean that you have poor credit or represent high risk to a homeowners insurance company.


What are some auto insurance companies in Florida?

Some cheap auto insurance companies in Florida are Swift Cover, Florida Insure, Insure and Go and Complete Insurance. Of these, Insure and Go are considered to be the cheapest but this will depend on your circumstances.


What is the best pet insurance and why do I need to insure my pets?

You need to insure your pet because if your pet is hurt or wounded, the pet insurance with cover most of the injury. It is very expensive to pay for the veterinarian visit if your pet is hurt, and it is cheaper to buy a pet insurance.


What are some car insurance companies that will insure a classic truck?

Insurance companies that will insure classic trucks include Direct Line and More Than. A company called Classic Truck Insurance also insure classic trucks.


Can you insure someone else's financed car?

No. Insurance cannot be obtained on property which the policy holder has no vested interest or ability to control.


Can an car insurance company suspend a drivers license in Florida?

they cannot suspend you, only a court and the police can, however, they can refuse to insure you.