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What happens if you have insurance and you get hit by someone driving fast down the shoulder of the road in Texas and they hit you?
Yes, you should be covered if someone hits you or you hit them regardless of someone leaving the scene.
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
That all depends on the details and the rules in your state.
It was your car so your insurance will have to pay. Never loan a car out to someone who is not on your insurance policy.
You might want to be careful here. Some states have steep fines and worse for someone that drives without insurance.
yes
Your insurance company first, then, the police for a report.
If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
Call them and their insurance company.
If you hit someone in a car accident and you have auto insurance even if they don't your insurance will cover repairing both automobiles.This is why you carry insurance. You will not be charged anything for the repairs to the other persons automobile.It is always best to let the insurance pay for it! It beats the other party suing you, that can get ral ugly and make your insurance go way up if you loose.