What do you do when the ex wife uses your husband's Social Security?

Answer 1

First find out why his ex-wife is using your husband money. Perhaps your husband is helping her out due to financial assistance or other reasons. Therefore, before confronting your husband, try to find out more and highlight to him that you feel very concern on this issue. Communication and trust are 2 important elements to a marriage.

Answer and Clarification

You haven't mentioned your age and what you mean by "uses your husband's Social Security". If she is using his Social Security number on official documents in place of one of her own, she is committing fraud and he should report it to the Social Security Administration. If you mean she is collecting a benefit under his SS#, she is entitled to it.

Briefly:

Benefits for a divorced spouse

Your divorced spouse can get benefits on your Social Security record if the marriage lasted at least 10 years. Your divorced spouse must be 62 or older and unmarried.

The amount of benefits he or she gets has no effect on the amount of benefits you or your current spouse can get.

Also, if you and your ex-spouse have been divorced for at least two years and you and your ex-spouse are at least 62, he or she can get benefits even if you are not retired.