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The first step is to find out why you were declined for life insurance.
If you were declined due to an existing health issue, it may simply be due to going to the wrong life insurance company. If you have a present health issue or one in the past, it is critical that you work with an impaired risk life insurance expert in order to get to the correct company.
If you were declined due to unknown health issue (ECG problems, heart beat, etc..) you need to get to your doctor asap to address.
If you were declined due to current lab results, you need to request (in writing) a copy of lab results from the insurance company. IF there is an issue with your lab results, you need to visit a physician, address the issue before applying again. If your decline was due to illegal drug use, underwriting becomes very invasive and will take time to correct.
Once you know why you were declined, you can address the issue and apply to a new company better suited to your issue.
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∙ 13y ago
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How do you get life insurance if you have been denied because of health?
you go get a lawyer . :)
Can a minor be denied his right of life insurance because he committed attempted suicide?
Logically, he should not be denied his right of life insurance,even after his act of attempted suicide.But if there was police case,it's better to reveal the fact in the proposal form for consideration of the Insurance Company.
Do i have to tell my insurance company about Second Life?
When applying for life insurance you need to always answer the applications correctly and honestly or a claim may be denied. If you purchase new life insurance you do not need to go back to your already in force insurance company and advise them.
Does your insurance agent tell you if you been denied life insurance?
Yes, he or she should. And further, you should receive an official letter of declination directly from the insurance carrier.
Can an ex spouse who is the beneficiary on a life insurance policy have the claim denied in new york state?
Under normal circumstances, no. A life insurance company will pay the proceeds to the named beneficiary.
If you are denied by a life insurance company will there be others that may insure you?
Yes, but it makes it more difficult to find them once you have been denied. This is why you should always work with a broker!
Can insurance be denied if you rent your home?
What kind of Insurance?
Can a person be denied medical services due to no insurance in NC?
can a person be denied medical servises due to no insurance
Is suicide covered by life insurance?
In general, insurance covers "fortuitous" events: those that are neither planned nor intentional, and life insurance is no different. However, there is typically a provision in life insurance policies that payment will not be denied if the insured dies of suicide after 2 years from the date that the policy was issued. This is called an "incontestibility clause".
Can you be denied for short term disability insurance?
Yes
What are the uses of an Insurance Denial Attorney?
An insurance denial attorney will fight for you, should your claim be denied by your insurance carrier.
Could an insurance claim be denied if you state in the application that you are a citizen or resident of the U.S. when you are not?
Possibly. Depending on the conditions of your policy, the claim may be denied or only paid a rediculously small fraction such as 8-10% of the premium value. Any part of an application for life insurance that can be proven to be a lie can void the policy. Companies that I know of will refund premiums paid, but will not honor the policy. Any intentional lie on an insurance form will void the policy if they find out. For every question on an application there are unique circumstances. If you have a claim that is being investigated or has been denied you should contact The Center for Life Insurance Disputes for a free consultation.
