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You mean you received it as a gift, like for a birthday or graduation?
If it's really lost and not just "lost" (misplaced somewhere in your room or your purse or backpack), the person who wrote it must issue a Stop Payment order to the bank so it can't be cashed by anyone. And the person will almost certainly have to pay a fee for that. It could be like $10.00. So you will have to tell the person it's lost and let them take care of it with their bank.
The person who gave it to you won't feel much like giving you a replacement check after that. What happens next may depend on how prettily and sincerely you apologize and how very fond of you they are.
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∙ 15y ago
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