The Experian Credit report shows your credit score. It also shows your credit risk level and factors that could raise and lower your score. You can also dispute incorrect credit report info online.

What comes in a triple credit report?

A triple credit report shows your credit score from all three credit reporting agencies: Experian, TransUnion, and Equifax.

Your credit report shows a collection with a DLA of 0502 is this still valid?

If you are responsible for that item, then, yes, it can stay on your credit report--probably indefinitely.

What reflects better on your credit report a zero balance on your credit card or buying something once a month and paying it off?

Buying something and paying it off. It shows the creditor that you are responsible and not a credit risk. Be aware though, you will be flooded with competing credit card company offers.

Can creditor report car as repo 2yrs after BK discharged if reaffirmation was not entered in court although timely payments made for 2yrs after BK and creditor shows zero balance on credit report?

A creditor can report a car as repo and not correct it unless you call them. If it not their responsibility to make sure your credit report is right, it is yours. If you contact them, they must fix it.

What is a charge-off on your credit report?

Charge off is a shortened version of "charged off to profit and loss". This is an internal accounting term for activity creditors take on defaulted accounts. For a consumer's purposes charge off = collection account. This is a defaulted debt that shows as a derogatory account on your credit file.

You were waiting to receive a credit card it was taking way to long to get to you so you canceled it will this be bad for your credit?

It most likely will not hurt your credit to much, When you apply for credit it shows as an inquiry on your credit report. To many inquiries is bad. And opening an account and closing it right after shows instability to your credit report and it sticks there for 7 years.

If you are an authorized user on your husbands credit cards and you are getting a divorce can you be sued for the balance if he is incarcerated?

No. As an authorized user, you are not legally responsible for his debt. Now, credit score wise, even though you did not create the soon to be bad debt, it still shows up on your credit report.

When the debtors account shows the credit balance?

When business receives money in advance....

How do you remove charge-offs from your credit report?

First of all, charge offs cannot remain on your credit report for longer than 7 years so most credit bureaus remove them after 6 years 9 months to ensure proper compliance with the law. Secondly, it's possible that those charge offs are not yours and/or that the companies in charge of the charge offs have lost the records so it is possible, although unlkely, that you can get the charge offs removed by disputing them with the credit agency. Another possibility is that one company shows the charge off and the collection agency shows an open collection. You should be able to get one of those two eliminated as they are duplicates. Finally, it is possible to contact the companies that have made the charge offs and negotiate with them to remove the charge offs in exchange for paying part or all of the charged off amount. Some companies may gladly do this whereas others will not even consider it. You could initiate conversations with the debt holder by writing a letter to the address on your credit report basically offering to pay a portion of the debt in exchange for complete deletion of the negative credit entry. In conclusion, it's better to avoid charge offs and negative credit by paying your bills on time than to try to clean up your credit report afterwards.

Does paying a judgment improve credit report?

Yes it does. It shows that eventually you do pay.

Does a PO box show up on your credit report?

shows up on mine

Which credit cards have a 0% balance transfer?

Bankrate.com has a good website that shows you best interest rates and best credit cards. Go to the site, then go to credit cards. Then click on best for balance transfers.

If you cosign for a student loan does it show up on your credit report before or after the student starts making payments?

It shows on your credit report even before they start making payments.

How can you get a copy of your spouse's credit report?

If you're married than its easy... your spouse just gets a copy of their credit report and shows it to you. If your not married (divorced) than you cant - its illegal.

What is a credit report and why is it important?

it is when you check your credit it shows you your score and tells you if it is good or bad and it is important because without it you could spend extra money on something you buy because you have a bad credit report score.

What and where to find free credit reports?

Free credit reports are basically what the name implies. It's a report that shows you what your credit is and what kind of credit lines you have currently open or have closed. Freecreditreport.com is a great site that allows you a once a year view of your credit report online.

What does it mean when an unpaid account is closed on your credit report?

that it has been closed by either you or the company- either way it shows as a negative in your report

What impact does 1099-C have on your credit report i want to buy a car in a few months will this effect in qualfying for a loan?

Your credit report shows your credit useage patterns, it has nothing to do with the quality/source of your income. 1099 is used to report income stuff to the IRS. The credit bureaus won't know about it.

How long does it take after a bankruptcy is discharged to show on your credit report?

The amount of time a bankruptcy stays on your credit report after discharge differs between Chapter 7 and Chapter 13 Bankruptcy. With Chapter 7 bankruptcy, the Chapter 7 stays on your credit report for 10 years. Chapter 13 bankruptcy, after discharge, it shows for 7 years on your credit report.

How does a vehicle repossession affect your credit if everything else in your credit report is good?

Absolutely. Repossession, whether voluntary or involuntary, show on your credit report as a charged off account. This designation is similar to a collection account and shows that you did not repay the vehicle loan. Such a listing in your credit report would have a significant negative impact.

What can you do if your credit report shows active accounts that you thought were charged off?

Why would you want to do anything? Having active accounts, instead of charged off accounts is a positive reflection of your past credit history and is probably causing you to have a credit score. This is a good thing, certainly much better than having charge offs, even paid charge offs showing. Your credit report is a history of how you have managed debt over the past 7 to 10 years. Accounts that were active during that period of time, whether open, closed, active or delinquent, are SUPPOSED to show on your credit report. Having them removed would certainly decrease your current credit score.

What is the report that shows the money owed to vendors called accounts receivable report monthly payments will statement Accounts Payable aging report or balance sheet?

Accounts payable