Just that, chances are the not At Fault driver carries uninsured motorists coverage to protect them from these instances. But this will not make you any less liable for the damage you caused. If the not at-fault driver's insurance company pays for the damage you caused, you can expect them to sue you to recover for damages that you are liable for. If you do not have any assets and are unable to make payment, a judge can have your future wages garnished to repay the insurance company. Depending on the extent of the damages and the laws in your state you may want to consult a bankruptcy attorney.
No, if it is your fault you are not eligible to received diminished value from your insurance company. It has to be a third party claim, ie the party at fault's insurance company pays the damages if you can recover them.
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.
No.
No-fault insurance generally refers to the individual working with their own insurance company, despite who may have been at fault for the accident. In Ontario, the Ontario Auto Insurance sells no-fault insurance.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
You do not sue the insurance company. Any suit is filed against the at fault party only. The insurance company will defend their client and pay damages according to the terms of the policy.
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
No fault car insurance is coverage designed to compensate victims of car accidents via their own insurance company, regardless of which driver was in fault.
If the accident is your fault, your insurance company is not going to pay out anything. If it is the other person's fault, the other insurance company will be liable.
You can.
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
The other person's insurance covers damamge if it was their fault.