What does MasterCard mean?
If there is a master card logo on your card it simply means you can carry out a transaction anywhere with the same sign, may it be in your country or somewhere abroad, you can use it almost anywhere that's y its called a master card , hope it helped :)
"HSBC offers two types of MasterCard, the Premier MasterCard and the Advance MasterCard. Interest rates for each of these are based on the current going rate. At present, the interest rate for the Premier MasterCard is 12.9%. The current interest rate for the Advance MasterCard is 17.9%. For both types of cards, the interest rate will increase by 5% if the minimum monthly payment is not made by the due date."