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Medicare Part A (Hospital Insurance Benefits) is free if you or your spouse have at least 40 quarters of earnings of "covered earnings" - i.e, if you are eligible for Social Security.

Medicare Part B (Supplemental Medical Insurance Benefits, for services provided by physicians, labs, etc.) has a monthly premium which is ordinarily deducted from one's Social Security benefits. For 2009, the monthly premium is $96.40.


Medicare Part C (Medicare Advantage) is a managed care arrangement available in some states.
Premiums vary.


Medicare Part D (prescription drug coverage).


For Medicare C & D, because the programs are administered by private insurance companies, premiums vary.

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Q: What does Medicare cost?
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