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There are two typical definitions of "applied" when it comes to a loan.
The first is the action of filling out a request for credit and providing a certain amount of preliminary information. An example of this would be the filling out of an online loan application or paper application and turning it in to the lender.
The second definition is the act of supplying all information required to make a lending decision. An example of this would be you turning in the application, but the bank not calling it a complete application until you have supplied or they have obtained all required documents (pay stubs, appraisals, credit reports etc.) and data to be able to approve or deny the request.
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