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It is meant to be a lesson of sorts. Basically, you don't know the value of something until you don't have it anymore. Thus, a penny, something most people consider to be rubbish or of little monetary value, can be a lot of you don't have any money. This saying can be applied to all aspects of life, not just a literal penny.

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Q: What does it mean to say a penny is a lot of money if you don't have a penny?
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What does a penny is a lot of money if you haven't got a penny mean?

This phrase probably indicates that people who have nothing or don't have a lot will appreciate even the smallest things in life.


What does it mean a penny is a lot of money if you haven't got a penny?

This phrase probably indicates that people who have nothing or don't have a lot will appreciate even the smallest things in life.


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