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What does insufficient credit file mean?
There is not enough credit history for the lender to make a decision. The credit file is a history and if it doesn't go back far enough, or have enough accounts on it, they can't make an informed decision. To solve try to get small things that will appear on your credit, possibly a card with a 500 dollar limit, etc.
Where can I get a free credit check?
You can file a credit check from your credit card company or you can file it through the government tax agency. www.consumer.ftc.gov/articles/0155-free-credit-reports gives more details about credit check.
How do you obtain business credit file credit score and stay away from personal credit?
You will have to file a corporation, or LLC. Apply for a credit card with that particular EIN, and go from there. This is generally different than your personal.
How long does bad credit affect your credit score?
as long as your credit file contains negative information it will always impact your credit score
How do you file a complaint against the Navy Federal Credit Union?
You file a complaint with the NCUA (National Credit Union Association) which governs Federal Credit Unions. It is run by the Federal Government. I recently had to go this route.
Do you have to get credit counseling before you can file for bankruptcy?
You do not have to necessarily get credit counseling before you can file for bankruptcy.
What does insufficient credit file mean?
There is not enough credit history for the lender to make a decision. The credit file is a history and if it doesn't go back far enough, or have enough accounts on it, they can't make an informed decision. To solve try to get small things that will appear on your credit, possibly a card with a 500 dollar limit, etc.
Credit file monitoring service?
Credit monitoring is the automated process of keeping an eye on your credit. Credit monitoring helps protect you against identity theft and monitors any changes and/or inquiries made to your credit file by alerting you within approximately 24 hours of any major changes made to your credit file.
Where can I get a free credit check?
You can file a credit check from your credit card company or you can file it through the government tax agency. www.consumer.ftc.gov/articles/0155-free-credit-reports gives more details about credit check.
If you were to get married this year would you receive a tax credit when filing your taxes at the end of the year?
You could file jointly if that is what you mean.
You have 2 evictions on your file they were dismissed how do you get them off of your file?
First, How long has it been since you were serve with the evictions? It is the same as having bad credit issues. It ios reportable to your credit file. You have to wait for at least seven years before they can be cleared. In the mean time, send copiesof the letters that proved they were dismissed and challenge them with the Credit Bureaus. Worst thing is it will be with you for 7 years. i hope this was helpful.
How do you obtain business credit file credit score and stay away from personal credit?
You will have to file a corporation, or LLC. Apply for a credit card with that particular EIN, and go from there. This is generally different than your personal.
What happens when the credit card on file with a company you owe money to is invalid?
They say that I am in contract to pay for everything. They have my credit card and that's it. What can happen if the credit card on file is invalid?
Will i have good credit if i file bancruptcy on a foreclosure?
No - but you can rebuild your credit over time.
Are store cards and credit cards classed as the same thing on a credit file?
yes
What if your credit report is missing information?
If your credit report is missing information, you should contact the credit bureaus to request that the missing information be added. Provide documentation to support the missing information, such as proof of payment or account statements. It's important for your credit report to be accurate and complete to ensure your credit history is fairly represented.
Can a a credit company file the same account twice on your credit report?
It happens and can be disputed. Call you credit card company or credit agencies.
