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It means "Your Reference" and alongside it you should write the Reference No of the letter (normally described as Our Ref) that was sent to you and to which you are replying.

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16y ago
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1mo ago

"REF" in a letter stands for "reference." It is typically used to indicate a specific reference number, subject, or topic to which the letter is related. This helps both the sender and recipient easily identify and track the correspondence.

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Q: What does it mean when you write your ref in a letter?
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