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Basically it’s for when you are out and about or on vacation and a medical emergency arises. You might need to use an ambulance or even a helicopter to get to a hospital, and this can cost tens of thousands of dollars out of pocket.

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15y ago

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In what ways would it help me to have medical insurance specifically for traveling outside of the US?

Many health insurance plans do not provide coverage outside of the United States; if they do, it may not be a full coverage. Also, specialty medical insurance for traveling abroad can cover situations that your medical insurance will not, such as medical evacuation.


What is medical evacuation insurance and is it offered by regular health insurance companies?

When travelling outside of the U.S., you are unlikely to have access to free medical care in the country you are visiting. Medical evacuation insurance will cover the cost of medical emergencies in another country, and it will provide for you to be transported back home where you may cotinue to undergo additional treatment. Some health plans include this, and other may allow you to add it at an additional cost. There are companies that sell poliices to cover individual trips or blanket coverage (look under 'travel insurance).


Where can one obtain medical evacuation insurance?

Medical evacuation insurance can be obtained from most travel insurance providers. It is not usually covered by regular domestic medical insurance policies, or by standard travel insurance packages. Travel Guard is an example of one company offering medical evacuation coverage to US citizens.


What does coinsurance mean in medical insurance's?

It's secondary or tertiary insurance that is held to cover any medical expenses the primary insurance policy does not cover or does not cover completely.


Can you have ski insurance for just the duration of your ski vacation?

yes, you can just insure your trip. This would cover medical expenses, emergency medical evacuation and multilingual emergency assistance. You should also have accidental death coverage.


How can I get medical evacuation insurance?

Most full service travel agencies should be able to help you get a medical evacuation policy. MedjetAssist is one of the best-known companies offering such policies.


Do all insurance companies offer medical evacuation insurance?

Some companies specifically excluse this. Check your policy for details.


When should a person consider purchasing medical evacuation insurance?

Many times your normal health insurance will include some evacuation coverage. If you will be doing any dangerous or extreme activities in second or third world countries it would probably make sense to purchase a dedicated medical evacuation policy, especially if adequate medical care is not available in the country.


What are the major types of insurance in travel?

There are variety of Travel Insurance policies that might cover Medical Illness, Evacuation, Lost Luggage, One country, Multiple countries , Lost Credit Cards and Luggage. There are also Packages for different duration.


Will my insurance cover medical weight loss programs?

To find out if your insurance will cover a medical weight loss company you need to look over your insurance coverage. Every insurance provider is different and may or may not cover it.


Does pl pd insurance cover medical insurance?

Yes it does.


Will my insurance cover the cost to install a handicap bath tub ?

Some medical insurance will cover the cost of a handicap tub if it is a medical neccessity.