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the person who is making the check.
a remittance advice is a written confirmation of payment,otherwise known as a receipt or in the USA a check.
Define what you mean by "official check." If you mean a government check - no. Once it is issued it is payable on demand.
Bank
It means that there was not enough money in the account to cover the check. Non Sufficient Funds.
No
the person who is making the check.
It is possible but does depend upon the policies of the issuing bank. The check can be negotiated by the remitter, however, the remitter's bank may not allow them to exchange the check for cash - they may require it be deposited bank into the remitter's account. The remitter would have access to the funds per that bank's funds availability policy, but no later than the next day in most cases.
a remittance advice is a written confirmation of payment,otherwise known as a receipt or in the USA a check.
A remitter is the person who sends the money order
If it is made payable to you, yes. If you are the remitter (purchaser - person paying with the check), no.
the person making the payment
The short answer is No. However, if the original payee signs the check over to you by endorsing the back your Financial Institution may negotiate the check as 2nd party. Besides that you must have the check re-issued by the remitter (the person who wrote the check).
It depends on destination and remitter.
Define what you mean by "official check." If you mean a government check - no. Once it is issued it is payable on demand.
Bank
It means ; official