Health
There are a wide variety of health maintenance organizations (HMOs) that are currently in existence. MVP, Blue Cross, and Medicare, for example, are all examples of HMOs.
The four types of managed care plans are health maintenance organizations (HMOs), preferred provider organizations (PPOs), exclusive provider organizations (EPOs), and point-of-service plans (POS).
by the government through Medicare and/or Medicaid; by private insurance or health maintenance organizations (HMOs); by patients themselves; or by certain non-profit community, charitable disease advocacy organizations
These healthcare plans are called PPOs (preferred provider organizations), as opposed to HMOs. Of course, if you are in a fee for service plan or "private pay" (just pay yourself), then you may also choose any doctor you wish, at any time.
Health maintenance organizations (HMOs) were developed in the U.S during the 1970's. According to your text, HMO's were intended to act as
In the United States, historically, HMOs tended to use the term "health plan", while commercial insurance companies used the term "health insurance". A health plan can also refer to asubscription-based medical care arrangement offered through HMOs, preferred provider organizations, or point of service plans. Wikipedia®
The concern about HMOs is they are more concerned about turning a profit than protecting their patients' health, so they will deny coverage for treatments that are too expensive. Whether this actually happens or not is debatable.
transplantation is an expensive procedure. Insurance companies and health maintenance organizations (HMOs) may not cover all costs. Many insurance companies require precertification letters of medical necessity.
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In 2002, enrollment in PPO plans increased to 52 percent of all insured employees, compared to just 28 percent in 1996. Over the same time period, enrollment in HMOs declined from 31 percent to 26 percent.
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