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The Medicare supplemental aka Medigap plans are the same no matter who sells them. All carrier's have to receive permission to sell them and are overseen by Medicare, only the Med-advantage plans are different and owned by individual carriers.

The best resource for the information is actually on-line at Medicare.gov. specifically this page will break down what is covered on Plan F , what Medicare pays, what the Medigap ( Med Supp) plan will pay and what the patient will pay.


http://www.medicare.gov/find-a-plan/results/medigapresults/medigap-plan-details.aspx?ref=cres


the short version :

Medigap Policy FBenefits
  • Basic Benefits - YES
  • Skilled Nursing Facilities - YES
  • At Home Recovery NOT COVERED
  • Part A Deductible - YES
  • Part B Deductible -YES
  • Part B Excess Charges (100%)
  • Foreign Travel Emergency- YES
  • Preventative Services NOT COVERED
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