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According to the world wide web light truck tires are not required by the Department of Transportation to have speed ratings. From this, I gather that there are not speed ratings yet but probably will be in the future.
The speed ratings describe the durability of the tire at high speed, higher rated tires are of more sound construction.
You can find your tires' speed rating and load index listed on the sides of the tires. From there, you can use this guide to understand what those numbers mean: http://www.tirerack.com/tires/tiretech/techpage.jsp?techid=35
When your tires squeal at a low speed it can mean a number of things. The tread on your tires may be almost gone or you may have low tire pressure.
Speed Rating
Yes. The speed rating simply means that the tires has been tested and is safe at certain speeds. As long as you do not plan on turning it into a race car that is fine. For more information on what the tire sizes and speed ratings mean see this article. http://www.associatedcontent.com/article/513017/understanding_tire_sizes_for_your_vehicle.html?cat=27
It indicates the maximum speed at which the tire can carry a load corresponding to it's load index.
the tires themselves.
"Let me explain the speed ratings, though. Remember HR, SR, TR, VR, and ZR? Respectively, the tire is good up to 110, 115, 125, 149, and 150+ for long sustained speeds. If there is just an "R" then 105 is the sustained limit for safety at that speed. The higher speed rating will also bring increased ride harshness, as the tires have to be built to withstand the speeds for which they are capable." - http://www.midsouthvw.com/TechTips/tech_tip_tires.htm
The tire speed ratings are used to tell drivers the top speed that a tire can go. Speed ratings are generally much higher than legal speed ratings.
104 T is the 'Load Index' and 'Speed Rating' on modern tires. The load # 104 means each tire can support 900 Kg and the speed rating 'T' means they are good to use up to 118 mph.
The 'Q' rating on the tyre represents the speed rating and any tyres that come with a 'Q' speed rating means that the manufacturer recommends a maximum speed of 99mph.