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Several different things are taken in to consideration when an insurance quote is drafted. Age, driving record, amount of time you have had a valid license, if it is on a family policy, if you are married and how much you drive per year are all things that can increase or decrease the amount you pay for car insurance.

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12y ago

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What factors influence car insurance premiums?

Brand of Car Age of Car Gender of person driving the car


Is womens car insurance cheaper or more expensive than mens?

Womens' car insurance can cheaper or more expensive than mens.' It all depends on many factors. Age is very important. Your driving record plays a great part in the amount you will pay for car insurance.


Why is car insurance for young drivers so expensive?

Car insurance is more expensive for younger drivers due to the fact that their lack of driving experience makes them a higher risk. Insurance companies charge based on a number of factors that contribute to your overall risk as a customer.


Is the car insurance for a teen driver expensive in California?

Yes, car insurance for a teen in California is expensive. But then, car insurance for a teen driver is expensive everywhere. The least expensive way would be to them to your existing policy, you may get a discount.


Is car insurance for women in Florida expensive?

Men generally pay more money for car insurance than women. There are other factors to consider such as make model and year of car and the person's driving record.


How cheap is car insurance in California compared to the Midwest?

This depends on what state in the Midwest you are comparing. According to carinsurance.com, auto insurance premium in Illinois, Iowa, and Wisconsin are cheaper than in California. Yet, in Indiana, Minnesota, and Michigan, car insurance is more expensive. The influence of other factors, such as age, occupation, marital status, credit and driving history, and type of vehicle also have varying influence on the premium depending on state.


Is insurance more expensive on a red car?

No.


How much is the average monthly car insurance premiums?

Car insurance premiums can differ based on a wide range of factors, being exceptionally expensive in cases involving expensive sports cars or with DUI offenses on record. The average monthly premium is $66.66 according to CompUQuotes.


Why is car insurance more expensive for a fast car?

A car insurance is more expensive for a fast car because it will have more easily accidents. On the other hand, a slower car will not have accidents so often on average.


Why is San Diego car insurance so expensive?

San Diego car insurance because is a turist city and to mention that is one of the most expensive cities in the USA.


What factors into different car insurance rates?

The type of vehicle, driving history, and even credit score can influence car insurance rates. The best way is to compare many rates before deciding to purchase a policy.


Where can a teen get car insurance?

It is very difficult and expensive for a teenager to get car insurance. The easiest way to get it is to be put on your parents' insurance and pay them the added insurance cost out of your wages.