The Federal Trade Commission's Fair Credit Reporting Act of 1971, and its amendment in 2003, the Fair and Accurate Credit Transactions Act (FACTA) are the Federal Laws that regulate the use of credit reports.
The FCIC regulates an individual's rights to access data contained in federal agencies. See http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre04.shtm
Freecreditreport.com provides a service in which you can view your credit reports online! Federal law says consumers have the right to view their credit report for free, once every twelve months.
federal law preempts state regulations when a federal law regulates that particular subject.
One major issue is that the federal government regulates elections. It regulates more specially how they are done and how they are conducted. Also, it regulates the rule of law.
One major issue is that the federal government regulates elections. It regulates more specially how they are done and how they are conducted. Also, it regulates the rule of law.
Federal law regulates such things as advertising, civil rights, and protection of such property as inventions.
The Federal Government passed a law so all consumers have free access to all of their credit history. They regulate these companies so they can not charge the consumers for this right. www.spendonlife.com/guide/fair-credit-reporting-act
By law, they can be obtained freely once a year from each major credit bureau.
Electronic Fund Transfer Act (EFTA) of 1978
The laws of nature, not the US legislature, govern atmospheric pressure.
Ummm. . . have you considered ASKING the Librarian?
Annualcreditreport.com is the website to use for your one free credit report allowed per year pursuant to Federal law. Below is the toll-free number listed on that site. 1-877-322-8228