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There are many online websites that have information about your credit. www.FreeCreditReport.com gives you a free credit report once every year and is a good source.
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One could get an instant credit report from many different places. One Stop Credit Report gives fast credit reports, as do Credit Karma and Annual Credit Report. These three sites are excellent places to go for an instant credit report.
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The Fair Credit Reporting Act (FCRA) gives individuals the right to know what is contained in their credit report. This law entitles consumers to request and review their credit report from credit reporting agencies to ensure accuracy and address any errors.
The credit report has sections. One gives you name and address and then there is a section titled JUDGEMENTS. This is where one will show up.
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An outstanding judgment is a court order that gives a creditor the legal right to collect from a debtor. As court judgments are a matter of public record, a creditor can report the judgment on the debtor's credit reports. An example of a judgment placed on a credit report would be a judgment for eviction. This judgment will remain on the credit report for seven years from the filing date.
You can view your free credit report at freecreditreport.com. The website does ask for a credit card and gives you a 30 day free trial.After your 30 day free trial you must contact them in writing to cancel your agreement or your credit card will be billed.