It depends on the credit card and company, and your specific plan.
Usually nothing. Some may charge a small fee for maintaining the card (which may be waived if the card is used.)
Some may cancel the account, such as is common with Pre-Pay cards.
Contact your bank or credit company for more info.
You'll get into debt.
it is not bad to have a credit card, as long as you pay your balance every month, and not skip a payment, and do not use it if you do NOT have the money to pay for it.
Any thing you know you can repay at the end of the month.
If you are asking as it relates to your credit score.... Use your card each month and pay the balance in full each month. If you have the card charged up to your limit, that brings your score down. Making on time payments each month helps your score.
When you use a debit card, it uses the money you have deposited in your account to make payments. When you use a credit card, the bank lends you money to make the payment, and you have to pay it by the end of the month (with interests).
It will depend if you need the store credit card. Some people start building their credit score with the use of store credit cards. If you think you still have a use for it, then keep it and pay the total balance each month on time. However, use it only when necessary because usually store credit cards have higher interests.
credit card you can use tomorrow
If you are charging and paying it off each month then it helps. If you never use the card then it really doesn't do much either way.
Well say you get the normal BC monthly, it's $6 and you use a credit card, then every month you will get $6 takin out of your credit card.
a debit card comes out of your savings and a credit card is something that you are billed with....lets say u bought a desk with a debit card an it costs u $50...that $50 comes out of your savings acount but if you bought that desk with a credit card you will be billed for $50 later in the month....its just better to use a debit card then a credit card...
make sure you have a credit card, pay it off every month, get a loan to keep your credit going, use your credit card every month (lightly), dipsute old credit prolems if you think they are in the wrong. http://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx?page=2
Yes she does, she use to have a credit card but lost it, so now she gets $300 a month.