You can try to sue the unlicensed driver, but if they don't have the money to pay any damages awarded, you are well and truly up the creek.
That fool is going to be in jail for quite a while.
Generally, the owner of the insured car is held liable for any damages or losses involved after an accident. So if you want to file a claim for compensation after a crash, it is better to file it with the owner of the insured car or his insurance company. The adult unlicensed driver however, can be held liable criminally if there was death or injury involved.
The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).
your policy, considering you are insured and licensed, will cover the incident, as long as YOU aren't at fault! Otherwise an at fault claim would appear on your record if ANY fault is determined on your part - regardless of the licensing status of the other driver.
My insurance canceled uninsured person hits someone in rear what happens to me
Only if the truck driver was at fault.
Well you see, it is for this very purpose that car insurance is required by law; it is unfair on the rest of the insured drivers if some drivers are not covered. so, basically, you wouldn't be paid out for damages unless your insurance company or broker covers you for being hit by uninsured drivers.
The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.
If the driver with the suspended license caused the accident then he/she is responsible.
What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.
Yes, this is because as you stated, the insured driver was at fault. The at fault driver is responsible regardless of the insured status of the person they hit. A good rule of thunb is this,, If they had insurance would I be responsible If the answer is Yes, then the answer is still Yes
If it was your fault, then regardless of their license status they can still sue you. Their license status only affects their likelihood of getting a citation for driving without a license (and maybe insurance) but it does not affect your liability. You'd still be liable for the accident no matter whether they had a license or not.