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Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.

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โˆ™ 2010-08-17 20:25:27
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Q: What happens if an uninsured driver borrows your insured car and gets in an accident?
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Related questions

What happens if an uninsured driver causes an accident in an insured car?

Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.


If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?

If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


What is covered if an insured driver gets into an accident in an uninsured car?

This would require more information to answer.


What happens if an insured automobile hits uninsured automobile?

the uninsured automobile owner rhas to pay out of pocket for the damage


If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?

If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.


What happens when an uninsured driver driving an insured car got hit by an insured driver?

P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.


How much will your insurance rate go up after an accident with an uninsured motorist?

Usually an uninsured motorist accident is not chargeable against insured in any way. Your rates should not be effected at all with most insurance companies.


Uninsured licensed driver uses my insured car. has an accident are they covered?

It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.


If an insured driver was driving your uninsured car would their insurance cover an accident?

Only if the driver was responsible and only for his liability


How long will your license be suspended for uninsured driver in an accident?

Until you obtain auto insurance and prove to the court that you are now insured.


What to do when an uninsured driver causes an accident?

Turn your information into your insurance company anyway. You should be insured for that anyhow. Let them handle that.


In the state of Texas If an uninsured person driving a borrowed car causes an auto accident does the driver or the owner of the car pay for the accident?

Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver .

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