You will typically be held liable - not a good idea. With no insurance, I highly recommend purchasing the Liability insurance supplement at a bare minimum from the company so if something happened you will not incur such a financial hardship. Not worth the risk in today's sue happy society. I also recommend the LDW or CDW coverage to avoid hassles such as upfront payments, inadequate coverage from credit cards (they are almost always secondary and never in full) and preventing the company suing you for damages.
Usually, one of the insurance companies pays for the rental car.
Personal Accident Insurance to cover the people in the car in case of accident.
Personal Accident Insurance to cover the people in the car in case of accident.
If you already have full coverage auto insurance, there is no need to purchase additional insurance for your rental car. The only event where you would need the insurance from EZ Car Rental, was if you were to get into an accident, they would cover the cost of the time lost for the rental. If you don't purchase their insurance and get into an accident, you will have to pay for the days they are out money for not being able to rent the car out.
A good percentage of rental car company business is around rentals connected to accidents and insurance. It's fairly common for an insurance company to pay for a person to have a rental car if that person's car is in the shop due to an accident. Even if you do not have insurance paying for the rental car, the simple fact of you having been in an accident is not going to prevent you from renting a car as long as your driver's license is valid and you have the ability to pay.
You buy rental car insurance so if you are in an accident your insurance will pay for part or all of rental car expenses if a rental car is needed. Without this insurance this will be out of pocket for you.
That is probably a violation of your rental car contract and you can get in a lot of trouble for it, especially if something happens to the car. Your insurance company might not cover an unauthorized driver on a rental car, and if there is an accident, you would be held liable for all the costs associated with any damage or injury.
It depends on the state the accident occurred in. In California the renter is responsible. Again this varies by the state of the accident.
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.
only if you have full coverage insurance and the reason for the rental is due to an insurance claim- such as an accident.
Your question is confusing. The way I read it, the one that caused the accident was uninsured, so how can that person's insurance company pay for your rental car? He has no insurance company.
Car rental insurance is definitely not a waste of money - it can protect you in the event of an accident. For more information online you can visit www.travelsense.org/tips/carrentaltips.cfm