Its considered a collision loss. If you have Collision coverage your car would be repaired less your deductible. Your insurance carrier will also pay for property damage you may have caused in the collision. If the collision is with a animal it could be considered a comprehensive loss.
it gets damaged the authorities remove and impound the vehicle.
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
Air bags deploy when someone gets into an accident.
Yes it does. The cancellation of an insurance policy is not retroactive.
no. It could be, depending on the details.
practice
The fault lies with the vehicle that cause the accident. When someone borrows a car, the car owner can be liable because the allowed someone to drive the vehicle. Often this type of accident has to be sorted out in court.
Someone gets arrested.
Your insurance rate goes sky high.
It gets blocked.
they tell someone.
It depends on the state the accident occurred in. In California the renter is responsible. Again this varies by the state of the accident.