Your rates shouldn't be affected, as long as he wasn't in an accident in your car.
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.
Ultimately, the driver is responsible for everything that happens while the vehicle is moving. The DRIVER is supposed to verify that the vehicle he is driving has insurance. I have been in this position, as the owner of the vehicle. And trust me it is the owner that gets the huge fine.
The driver will get the ticket.
It depends from state to state, but it probably shouldn't affect your insurance.
He gets an insurance discount.
Your insurance rate goes sky high.
If the insurance is not valid on the day of the accident, there is no coverage.
Insurance follows the car, not the driver. So as long as the automobile is insured, so is the driver. Just make sure the driver has a valid driver's license.
yeah
No. Speeding tickets are issued to the driver not the vehicle.
They can be sued by the other driver for damamges (if at fault). If not at fault, they may have a very difficult time getting insurance in the future and when they do, the premiums will be through the roof.
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.