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Check with several independent agents. There are very few things that totally disqualify you from life insurance. One agent may say you are uninsurable, but may be with certain companies.

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Q: What happens if you are disqualified for life insurance?
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Where can one find a life insurance needs calculator?

One can find a life insurance needs calculator online. Some of the useful websites are Life Happens, Bankrate, Genworth, State Farm, LPL Financial and MSN Money.


Is it necessary to purchase mortgage payment protection insurance when buying a home?

"Mortgage payment protection insurance is essentially a form of life insurance. If something happens to you, your mortgage payments will be covered under the terms of your insurance plan. This insurance is definitely not necessary, and, in fact, a more standard plan like term life insurance may get you a better value for your dollar."


What happens if the damages in an accident exceed the insurance coverage of the person at fault?

You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :


If a Life Insurance company goes out of business what happens to the loan you have with them?

Life insurance companies never go out of business. They are merged, purchased, or absorbed by another insurance company who then owned their assets and liaiblities. Any loan you have on a life insurance policy is going to be less than the cash value of the insurance policy so the value is going to exceed the amount you owe. You will want to find the new insurance company who now is responsible for your policy.


What is prudential life insurance?

Prudential is itself a life insurance company. Therefore, Prudential life insurance is nothing but life insurance that is provided through this company.

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What happens to your Employee Group Life insurance investment after you retire from employment?

What happens to your Employee Group Life insurance investment after you retire from employment


If a life insurance policy owner dies what happens to the policy?

if the owner of a life insurance policy dies and the policy is on her son. What happens to the ppolicy and is it part of the estate.


What happens to your life insurance when you are no longer employed?

If the life insurance was provided by your employer and your employment is terminated, you will lose the life insurance protection. You should look into individual life insurance, which you can take with you if your employment terminates.


What happens to the proceeds of a life insurance policy if there is not a named beneficiary?

The life insurance benefit will be paid to the deceased's estate.


What happens if a life insurance policy fails to meet the federal definition of life insurance?

loss of tax treatment


What happens when your medically disqualified ROTC scholarship can you still be an officer?

no


What happens in the Olympics if someone takes drugs?

they would be disqualified!


What happens if drugs are found in exam for life insurance?

No affect


What happens if life insurance policy is canceled?

You no longer have insurance cover - if you happen to die then there is no payment made.


What happens if an adult dies without life insurance in Texas?

Nothing. The family is just not going to survive as-well as ones who die with life insurance.


What happens if an athlete does not follow the rules for Olympic figure skating event?

They get disqualified.


What happens if an American Idol contestant breaks their curfew when living in the mansion?

They are disqualified.