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If should be sufficient to tell the Police that you have a policy which allows you to drive other cars and give them the name of the company, they can then advise you to produce your documents within a certain lenght of time or they can ring the insurance company and confirm the details on the spot. . If the police havent been called then just get the other persons details and give them yours and tell them youll ring them later on with the details of your policy! If you dont have insurance to drive the other persons car then any accident caused by you will effect their insurance and may mean that they cant claim for the damage to their own car as they let an uninsured driver drive it! If they say they didnt give you permission to drive then you will have to be prosecuted for theft before they can claim for their damage!! Hope this helps!

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Q: What happens if you are driving someone else's car and you have an accident and do not have proof of insurance?
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Related questions

If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?

Although it depends on your insurance, the driver is covered if driving with your permission.


What happens if accident is your fault?

Well Someone will sue you and the insurance will do something about it!


What happens if you have insurance and you get hit by someone driving down the right shoulder of the road?

What happens if you have insurance and you get hit by someone driving fast down the shoulder of the road in Texas and they hit you?


What happens to the owner of a car that gets into an accident with someone else driving there uninsured car?

They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.


If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?

No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.


What if someone is driving your car and they get into an accident and do not have car insurance?

Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.


What if you are driving someone else's car and you get in an accident that is your fault?

Their insurance would be primary and your insurance would be considered secondary when filing a claim.


What if someone is driving your car and they get into an accident and get hurt and they do not have car insurance is the owners insurance responsible for medical for the injured driver and damages?

You guessed it!


If someone was driving a car without a license and had an accident can you still get your car fixed?

depends on the insurance company


Are there policies or companies that cover anyone driving your vehicle?

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If someone else was driving your car and got into an accident does the person who owns the car's insurance go up?

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Will your insurance cover an accident if your friend was driving?

It should, if you let someone borrow your car, coverages should apply.