If should be sufficient to tell the Police that you have a policy which allows you to drive other cars and give them the name of the company, they can then advise you to produce your documents within a certain lenght of time or they can ring the insurance company and confirm the details on the spot. . If the police havent been called then just get the other persons details and give them yours and tell them youll ring them later on with the details of your policy! If you dont have insurance to drive the other persons car then any accident caused by you will effect their insurance and may mean that they cant claim for the damage to their own car as they let an uninsured driver drive it! If they say they didnt give you permission to drive then you will have to be prosecuted for theft before they can claim for their damage!! Hope this helps!
Although it depends on your insurance, the driver is covered if driving with your permission.
Well Someone will sue you and the insurance will do something about it!
What happens if you have insurance and you get hit by someone driving fast down the shoulder of the road in Texas and they hit you?
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.
Their insurance would be primary and your insurance would be considered secondary when filing a claim.
You guessed it!
depends on the insurance company
If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.
Yes.
It should, if you let someone borrow your car, coverages should apply.