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What happens if you are insured and the accident is for the most part your fault but your license is expired?

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2008-05-10 20:35:28
2008-05-10 20:35:28

== == You are OUT OF LUCK. Every auto insurance policy REQUIRES any driver to be properly qualified and LICENSED by their home state. An Expired license is NO LICENSE, at all. No License, no coverage. No coverage, equals YOU PAY the entire costs of the accident, plus you will have a really hard time getting insurance again.

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i had a suspend license and i involve with accident and idid not stop

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You have to pay the cost of repairs to get there vehicle fixed. You may also have you license suspended and get a ticket.

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If, during the precedings, you are picked up your licence then a separate matter will start up.

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If your license was suspended, and you were driving, it is quite likely that you insuror will NOT pay for the damages, and will cancel your coverage, because you were knowingly operating the vehicle unlawfully.

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If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.

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If you're responsible for the accident, you're still responsible even if the other person hasn't got a driver's license.

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Sure. If you have no valid license, you have no business driving a car at all. If you weren't driving illegally, you wouldn't have had the accident.

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Subject to any exclusions in the policy you more than likely will still have coverage. Not enough information to be of much help.

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If your 19 year old son gets into an accident but is not insured, typically he is the one responsible for the accident, as he is considered an adult. Depending on the circumstances, the owner of the car may also be considered liable for any costs resulting from the accident. The details of the law varies from place to place.

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If the driver with the suspended license caused the accident then he/she is responsible.

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If it was your fault, then regardless of their license status they can still sue you. Their license status only affects their likelihood of getting a citation for driving without a license (and maybe insurance) but it does not affect your liability. You'd still be liable for the accident no matter whether they had a license or not.

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You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.

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Yes, as along as you have an address in the state it expired from

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Until you obtain auto insurance and prove to the court that you are now insured.

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If your license has expired you have the same options to renew as those who hold a valid driver's license: * Online * In person * By mail The DMV won't charge you additional late fees, but you will be cited by the police if you're caught driving with an expired license. To determine whether your license is expired, check your driving record or the date on your driver's license.

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A person has to be insured when they get their license because that is what the law says and you need to follow that.

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no it is not .if you drive with a expired license you are breaking the law


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