answersLogoWhite

0

What happens if you do not have auto insurance?

Updated: 8/17/2019
User Avatar

Wiki User

13y ago

Best Answer

There are a variety of different scenarios that can occur if you are driving without insurance depending on whether you are caught by a police officer or if you cause an accident. If you are caught driving without insurance by law enforcement you will be issued a citation. The officer can legally impound your vehicle if they choose to do so. You will be responsible for showing up in court and pleading to your case. The judge can suspend your license, vehicle registration, issue fines, or sentence you to up to 6 months in jail.

If you cause an accident and have no insurance, the party who suffers injuries and damage can take you to civil court for monetary compensation. The judge can grant wage garnishments and judgments against your assets.

If your vehicle is financed, the lender will be notified you do not have insurance and will force place physical damage insurance to cover their financial interest in the vehicle. If you are forced placed insurance this will not offer you liability coverage, which is required by the state.

User Avatar

Wiki User

13y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: What happens if you do not have auto insurance?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Who covers an accident when it happens in your driveway homeowners or auto insurance?

Auto insurance.


If you lose your drivers license what happens to your auto insurance?

you die


What happens if you have a wreck without auto insurance in the state of Indiana?

you get money


What happens if you cannot afford auto insurance?

Most states require insurance. You should think of auto insurance as part of the cost of owning a car... if you can't afford the insurance, you can't afford the car and shouldn't have one.


What happens if you have a wreck without auto insurance in Louisiana?

You get ticketed and fined, regardless of whether you were at fault or not, Auto Insurance is required by law in the state of Louisiana. You get ticketed and fined, regardless of whether you were at fault or not, Auto Insurance is required by law in the state of Louisiana.


What happens after 3 days without auto insurance?

nothing, just illegal to drive with out it.


Which companies provide car insurance in the state of OR?

Companies that offer car insurance in Oregon are State Farm auto insurance, 21st Century auto insurance, Nationwide auto insurance, Mercury auto insurance, Farmers auto insurance, and AAA auto insurance.


Does property insurance or auto insurance pay when a auto owner damages his garage with his auto?

Auto Insurance.


Do you have to buy insurance if you have provisional license?

If you own a vehicle then you have to have auto insurance depending on your state laws. Whether you have a provisional license or a regular license you still have the exact same need for auto insurance. It is so that if something happens the insurance will protect you from financial ruin.


What happens at an auto insurance auction?

At an auto insurance auction you can buy cars at cheaper prices. Some of these cars have been recovered from theft, used as rental cars, or even donated to the auction.


What happens if I get in an accident and only have your permit?

If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.


What happens if an uninsured person has an auto accident?

As you failed to tke a insurance, you will have to pay from your pocket entirely.