The trustee will file a motion to dismiss to get your BK case thrown out.
Talk to the lender, or you can file Chapter 13 Bankruptcy to lower the payments where you can afford them.
only in chapter 13, you cannot use chapter 7 to catch up on past payments.
Yes, as long as you keep making the payments.
Then the co signer would no longer have any liability to pay any debt you defaulted on.
No. You can file any time. You actually don't even have to have any debt to file. Anyone can file anytime as long as you meet the minimum reqirements for each chapter.
Uneffected.
You will have to ask your bank about that. They are in control now.
If you've been timely with payments since, try contacting the company that originally flagged the default payments to see if they will work with you to remove them. If they were valid default payments then they may so no outright. Otherwise, they will fall off your credit report eventually (7 years, I think).
A car is not totaled in a chapter 13. A car may be totaled while the owner is in a chapter 13. If the car was fully exempted, nothing happens. If you need to buy a new car, you will have to get permission from the bankruptcy court after you file a specific purchase agreement (car loan) which should not seriously affect your plan payments. Why are you not asking your lawyer?
Yes, you can move anywhere you want to, but if you are paying payments (Chapter 13) you are still legally obligated to make the payments.
No, you can't have two separate bankruptcies at once. If you are under a chapter 13, and are no longer able to make your plan payments, then you can convert your case from a 13 to a 7.
File a Chapter 13 Bankruptcy It allows you to keep the property and make payments you can afford.