You go to jail if unauthorised
The estate is responsible for the debt. They will have to pay it off before closing the estate. They have the ability to try and get the money/goods back from the person that spent it.
Credit card debt negotiation can be used to dispute any unauthorized fees and charges. It can also be used to negotiate terms (such as interest fees, late payments) and lower one's assumed debt.
Either someone has skimmed - copied your card when you used it. Or they've used a computer program to generate working card numbers and one of them was yours.
credit card debt is reserved to all the names that were used when the credit card was applied for so even in divorce situations where the judge has split the debt it is not legally removed from you if your name was on the account
The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.
If you held the account in name either solely or jointly and used the credit available you are still responsible for the debt, the error of the SSN is irrelevant.
You can't, if it's a preloaded, one-time use card. They cannot be used to withdraw cash in order to prevent them from being used for criminal transactions.
I don't know about yours. I have a job, and get paid for working. Part of my pay is used to pay off my credit card bill.
No, a sheriff sale in Pennsylvania cannot be held to repay credit card debt. Sheriff sales are typically used to sell foreclosed properties to repay mortgage debt, unpaid taxes, or certain government liens. Credit card debt would be resolved through a different legal process, such as debt collection or civil court action.
Authorized users are NOT responsible for the cc debt. That is assuming, that you were not married at the time you used the card and were not living in a community property state.
No. The person who signed the card agreement (card holder) is completely responsible for any charges made on the card. The only exception is, obviously, if the card is stolen. Your only option is to get your friend to pay the amount and interest charges. I forgot to finish my question. How could the card be used if you did not have it validated? If the card was sent through the mail without you returning any paperwork, someone would have had to activate the card. If your card was used by your friend with your knowledge, the debt is yours...period. The CCC might interpret your denial as fraudulent. I would be very careful in any future correspondence/discussion in the matter.
Credit card debt typically does not result in criminal charges, as it is considered a civil matter. However, if the debt is linked to fraudulent activities such as identity theft or deliberate intent to deceive, then it could potentially lead to criminal charges. It is always best to communicate with the creditor to find a solution before it escalates.