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If your 19 year old son gets into an accident but is not insured, typically he is the one responsible for the accident, as he is considered an adult. Depending on the circumstances, the owner of the car may also be considered liable for any costs resulting from the accident. The details of the law varies from place to place.

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Q: What happens if your 19 year old son who has a license gets into an accident and he's not insured on the parents policy?
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Related questions

Does a teenage driver with a license have to be put on parents insured vehicle?

No. But he/she can't drive it unless they are


If you are 17 years old and are about to get your license can you be insured on another family members policy other than your parents?

As long as their agent approves you, and receives the difference in cost for the premium yes of course that happens quite often.


If you have your licence but your car is insured under your parents name not yours can you still drive it?

Yes, you can still drive it as long as you have your license.


Can you drive a parents car with them in it if your not insured before you pass your test if you display l plates and they are supervising you?

Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal.Added: What the question is missing is a statement that you ALREADY HAVE a drivers license or learners permit. If you do NOT have one, you cannot drive under ANY circumstances. As for insurance - it is not the licensed driver that requires insurance, it is the VEHICLE which must be insured.


What will happen to a non license driver who is driving his parents car and rear ended somebody's car?

okay well not sure what will happen for sure but my gf was driving my car and it was not insured and i lost my license and restication for 3 months and had to pay a fine and so did my gf and she got points on her license the other car she rear ended didnt have any damage done to it...so therefore you will probably not get ur license for sometime and the rest would probaby depend on what kind of insurance your parents have..they may have to pay out of there pockets for the accident


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Are the parents personally liable if a 19 year old on with her own policy gets into a serious accident over insured amounts in Mass where the 19 yr old lives with her parents?

No she is an adult at 19.


Are teens automatically insured to parents car?

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Can the parents license be suspended if a non licensed minor who took the car with consent was involved in an auto accident?

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Does a new teenage driver need to be insured himself if hes only driving his parents insured cars?

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What happens if I get in an accident and only have your permit?

If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.


Are the parents personally liable if a 19 year old on their policy gets into a serious accident over insured amounts in Florida in a leased car where the 19 yr old is the leasor the parents co-signed?

Yes.