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What happens if your daughter drives your car with your permission but she is not insured as an additional driver on your policy and does not have her own insurance policy?
Wiki User
∙ 15y ago
If she's stopped by the police, whe'll be cited for not having insurance. This means she'd then need to get insurance instantly (see the form SR-22), and report that to the court. Failure to do so can get her license suspended. If she is invovled in an accident with no insurance, the bills will all go to you. More, she will be cited for driviung without insurance (even if she didn't cause the accident). and, in an accident, this doesn't always result in a warning ticket -- sometimes there's a real penalty. I would suggest that, if she's a relatively new driver, you get her attached to your policy, as it'll usually cost less than getting her her own insurance. Your insurance agent can help with this.
Wiki User
∙ 15y ago
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What happens if you wreck someones car who has insurance but you have no license and they are not pressing charges?
If they are not pressing charges, then they are giving you permission to drive their vehicle. If you give someone who doesn't have a drivers license permission to drive your vehicle, you are voiding your insurance coverage. The Insurance company will not pay.
What happens if you dont have insurance and you get into a car accident driving your friends car - she has insurance?
Her insurance may state 'other drivers with the insured's permission' in which case her insurance would at least in part cover damage to other people/cars, but probably not to her own car. If her insurance does not have that clause, you are probably in trouble.
If you have full coverage insurance and a person who is not on the policy gets into an accident what happens?
It depends on the policy provider but my Allstate Insurance covers licensed drivers who drive my vehicle with my permission. Mine also covers me when I drive an uninsured car.
Where can I learn more about gap car insurance?
Gap insurance is designed to give additional coverage so you are not stuck with a bill in case an accident happens in between. You can find out about this at http://www.carinsurance.com/kb/content19664.aspx
What happens when you missed a payment and your insurance lapsed?
It so happens that you have no insurance
If you have a car accident in someone else's car and they have full coverage will that cover the damages to the car you hit?
Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?
What happens if an uninsured driver borrows your insured car and gets in an accident?
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.
What happens if you are in a car accident and you are rear end by someone with no license in a company vehicle and they gave him permission to drive and you are injured?
If the person driving the vehicle was doing so with the owners permission, IN MOST PLACES, the owner and the owners insurance company are financially responsible and you should be able to sue and get compensation.
What happens if an accident is your fault and you have have insurance?
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
What happens if your child is driving a friends car without permission and is involved in a car accident and your child does not have car insurance?
If your child has a license the insurance on the car will probably cover it. The company can take the position that they were not supposed to be driving it and are not covered in which case it would come back to you because the child is underage.
What happens if you in an accident and you have expire license and no insurance?
no insurance + jail
My ex-husband passed away. I received a letting stating the ownership of my grown daughter's life insurance policy has been reverted to me. What does this mean?
it means that you now have ownership of the policy as your husband has passed away - in other words if anything happens to your daughter you are the beneficiary.
