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your car is wrecked and your kid is grounded.

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Q: What happens if your minor child steals your vehicle wrecks it with no damage to anything but the vehicle and it isn't reported?
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What is considered an accident under auto insurance?

Anything that causes damage to your vehicle could be considered an accident, from a rock chip in your windshield to a fender bender. States set laws to determine what has to be reported based on a set amount of property damage (it is low, $500-$1500).


What happens if you wreck a car that you dont insure?

If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.


Do car accidents need a police report in AZ?

All crashes that result in vehicle damage must be reported to the police.


What happens if you sell someone a car and you put a lien on it they owe you money for the vehicle and they porposly damage the vehicle?

You did not mention what type of damage, but i will assume body. Unless you requested for them to put full coverage on the car before the incident, then nothing happens.


What would happen if you crashed and you just left?

Well...you would probably be alright. it is illegal to leave the scene of an accident. the accident has to be reported if there is any significant damage to your vehicle.


Will 19550R16 rim fit 20550R16 tire?

It will fit just make sure it fits the car or vehicle. No rubbing or anything that could cause damage to the tire and the vehicle


What is legal for the repo man?

Anything that does not activley disclose his purpose for contacting you to a third party. Anything that does not maliciously cause damage to property. Anything that does not break the peace in the effort to recover the vehicle.


Does driving with no muffler damage the vehicle?

It can reduce your fuel economy and performance, but I've never heard of it damaging anything permanently.


Must all road traffic accidents be reported to the police?

"Yes, for a number of reasons. If you are in an accident, someone witnesses it, and you leave the scene, it can be reported. If there is damage to your vehicle - or someone elses - most insurance companies require that the police are notified and a report is filed."


What happens when there is an accident and both parties agree no damage then A week later they claim damage?

If an accident occurred, it is not uncommon to find damage after the fact. Even in slower collision, there can be damage underneath the bumper of the vehicle. Happens all the time. In those circumstance, the party at fault can choose to either pay out of pocket for the damage or file the claim with their insurance company.


Lien holders filed a claim on my insurance after they repossessed my car- They told the insurance company that I was in an accident- The truth is I never was. Is this legal?

What they (probably) told your insurance company is that there was damage to the vehicle when they repossessed it. You should get in touch with the company or your agent and find out how extensive and what kind of damage the lienholder reported. You see, the lienholder might have reported damage you decided you could live with, something you were not aware of, or even something which happened subsequent to them repossessing the vehicle. Find out what the damage is, first...then work on putting together a defense. If it is nothing more than a cracked windshield, it should not effect your future premiums.


What happens when a car drops something in the freeway and it hits your car?

If the object came off the other vehicle there liability coverage will pay for the damage. If it came off the road and was just kicked up by their vehicle then they are not liable for the damage. In that case it is called road hazard and would not be covered by the other parties insurance. Your insurance will pay for it if you have physical damage coverage on your vehicle.