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If two cars crash and neither driver has insurance, the police officer arriving on the scene will of course both issue you tickets for no insurance, and your license can be suspended. The officer will also determine who was At Fault, generally the faulty party is responsible for damages. Otherwise you are both on your own for being negligent for not having insurance at the time of the accident.

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โˆ™ 2006-08-05 23:32:39
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Q: What happens in an accident where nobody has insurance?
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What happens if an accident is your fault and you have have insurance?

When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.


What happens if you in an accident and you have expire license and no insurance?

no insurance + jail


What happens when you have insurance at the time of an accident and then it gets cancelled does the insurance still cover the accident?

Yes it does. The cancellation of an insurance policy is not retroactive.


What happens when your in a accident in Michigan with no insurance?

you die


What happens if your in a accident and you have sr22?

The same thing that happens if you did not have an Sr22. The at fault parties insurance generally pays for the accident.


Who covers an accident when it happens in your driveway homeowners or auto insurance?

Auto insurance.


What happens if accident is your fault?

Well Someone will sue you and the insurance will do something about it!


What happens when you have a car accident that was not your fault?

You Can Claim For Money Depending on whether or not you HAVE insurance. If you dont have insurance. your screwed.


What happens when you have a car accident with a driver that has no vehicle insurance?

I hope you had insurance for this. The uninsured motorist will probably be broke


What companies offer life insurance that covers an accident?

The AAA life insurance offers insurance that will cover an accident, whether it be in the UK or when travelling. This means that when an accident happens, the AAA will take all responsibility and help through the payments etc.


What happens if you have a minor car accident and you have no insurance?

You pay for all damages if you were at fault, and get a citation and fine for not having insurance.


What happens if the damages in an accident exceed the insurance coverage of the person at fault?

You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :


What happens if the driver who is not at fault for an accident does not have insurance in California?

Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.


What happens when your at fault in an accident but you can't pay for it?

Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.


What do you do if your insurance lapses during an accident?

Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.


How much should you get for a car accident?

It depends entirely on your insurance, the other driver's insurance, who's at fault and what injuries and damage were involved. Nobody should 'make' money due to an accident, but they should be put back in the shape they were before the accident or compensated for what can't be returned to the original status.


What happens if I'm driving my friends car and i get into an accident but my license is suspended will her insurance cover the damage?

It all depends on her insurance cover


What happens when you get hit by an uninsured driver who is completely at fault and he gets insurance the next day and wants to put it on insurance?

If the insurance is not valid on the day of the accident, there is no coverage.


What happens if you don't have insurance and you get into a car accident driving your friends car she has insurance?

As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.


How important is it to have accident insurance?

It is important to have accident insurance in order to be prepared for the unexpected. Having accident insurance will prevent major expenses but not all resulting in an accident.


What happens if an excluded driver on your insurance policy cause an accident but you let them drive?

The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.


What happens if the other driver in an accident denies liability?

Never admit to liability in an accident. Exchange your details and let the insurance companies deal with it.


What happens if an uninsured person has an auto accident?

As you failed to tke a insurance, you will have to pay from your pocket entirely.


What happens if I get in an accident and only have your permit?

If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.


What happens if you are in an accident that is not your fault but you have no insurance or license?

you got to jail for not having insurance or a vaild license and you are personally liable for all the damages you caused.