If two cars crash and neither driver has insurance, the police officer arriving on the scene will of course both issue you tickets for no insurance, and your license can be suspended. The officer will also determine who was At Fault, generally the faulty party is responsible for damages. Otherwise you are both on your own for being negligent for not having insurance at the time of the accident.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
no insurance + jail
Yes it does. The cancellation of an insurance policy is not retroactive.
The same thing that happens if you did not have an Sr22. The at fault parties insurance generally pays for the accident.
Well Someone will sue you and the insurance will do something about it!
You Can Claim For Money Depending on whether or not you HAVE insurance. If you dont have insurance. your screwed.
I hope you had insurance for this. The uninsured motorist will probably be broke
The AAA life insurance offers insurance that will cover an accident, whether it be in the UK or when travelling. This means that when an accident happens, the AAA will take all responsibility and help through the payments etc.
You pay for all damages if you were at fault, and get a citation and fine for not having insurance.
You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
It depends entirely on your insurance, the other driver's insurance, who's at fault and what injuries and damage were involved. Nobody should 'make' money due to an accident, but they should be put back in the shape they were before the accident or compensated for what can't be returned to the original status.
It all depends on her insurance cover
If the insurance is not valid on the day of the accident, there is no coverage.
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
It is important to have accident insurance in order to be prepared for the unexpected. Having accident insurance will prevent major expenses but not all resulting in an accident.
The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.
Never admit to liability in an accident. Exchange your details and let the insurance companies deal with it.
As you failed to tke a insurance, you will have to pay from your pocket entirely.
If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.
you got to jail for not having insurance or a vaild license and you are personally liable for all the damages you caused.